“Paul Bongiorno and Z4 Capital have been excellent in meeting my borrowing needs. I needed a “bridge loan” to purchase my new condo next to my office while taking my time to get my house ready for sale. Other lenders promised to lend me money right up to closing date, even with pre-approval letters – but didn’t. Paul made it happen within 2 days! The funds were delivered exactly as discussed for settlement in less than 48 hours! Paul kept in constant contact, even after the loan was approved. No service issues at all; easy to contact; always professional yet personable. If I ever needed to borrow for a short term loan again, I would call them 1st! They gave me the money I needed when I needed it with no complications at all.”
Kelvin Creyts
“I approached Z4 Capital LLC because my real estate investment LLC needed a steady source of commercial capital. This capital source had to meet several critical criteria. They include limited amount of paperwork, quick response time when a request for capital is made, an ability to quickly provide written guarantees for the capital and a closing process that could be accomplished in a matter of weeks. Z4 capital consistently and repeatedly has met all these criteria. In the highly competitive Washington real estate market we need a verbal commitment for cash usually within 24 to 48 hours a criteria that Z4 capital has met every time. This is followed by a letter of cash availability as proof that funds are available for a cash purchase of a house. And finally, Z4 Capital’s closing process is quick, usually within 3 weeks, seamless, with very little paperwork, and supported by a knowledgeable staff who are always trying to make sure that the experience is meeting our expectations and business needs. As a result of these extremely positive and supportive experiences I have had with by Z4 Capital LLC, I highly recommend them to anyone in need of a financial lending partner.”
J. Shafer
“As Chairman, CEO and President of two companies located in Virginia (Key Banking Consultants) and Erie. PA (3GIS Invention Services), my finances were unexpectedly strained when a local Maryland Bank wrongfully refused to honor a pre-agreed fee for services rendered, which were in excess of $30,000. after having depleted most of my investable assets to fund major invention drawings, engineering and prototyping expenses.
Rather than delay major momentum, so to speak, I was ‘ideally’ in need of an immediate source of funding without delving into the mountainous and untimely paperwork required for traditional bank funding, as well as the importance of over the top privacy.
I immediately turned to a well-known regional Real Estate agent who referred me to a Mortgage Banking Manager who in turn referred me to Paul Bongiorno, Managing Director of Z4 Capital, LLC in Herndon. Virginia with each stating their reputation upon the integrity and business acumen of Z4 Capital.
My “ideally” became a reality with the tireless assistance and guidance of the Z4 Capital folks.
Totally unexpectedly, I received a commitment within a couple of days with little to no documentation followed by an incredible turnaround of scheduled funding – funding around my needs and timing.
I am forever blessed by the Z4 Capital team of lending specialists and will continue to refer my friends and associates to this amazing company.”
Ronald Miller
Chairman. President & CEO
Key Banking Consultants & 3GIS Inventions Services
“My introduction to Z4 Capital, LLC, specifically Mr. Paul Bongiorno, was through my financial banker. My current financial project required the assistance of a financial lender. I like most consumers are somewhat hesitant of independent financial lenders being “loan sharks” and taking advantage of consumers’ financial challenges. However, Paul Bongiorno (Z4 Capital) was quite the opposite; he cares about the customer. From the very beginning of the process, Mr. Bongiorno helped create an environment of customer focus, business intellect, and unique solutions. His business approach to resolution is exemplarily of stellar leadership traits whose focus is centered on both the customer and organization success.
My first meeting encompassed a meet and great to discuss my project. To my surprise, Mr. Bongiorno had already made the decision to grant me the loan. A professional in the banking and loan industries Mr. Bongiorno had already reviewed my financial and professional credibility; he came to the meeting prepared. At the meeting he “listened” to my dreams and desires of completing my project. He presented me with several financial options, and gently revealed his wealth of experience and expertise. Once the meeting was over I was in awe, as Mr. Bongiorno had just given me the gift of “opportunity” I had worked tirelessly for many years. I knew this was the answer to my prayer — my acquaintance to Z4 Capital, LLC – Mr. Paul Bongiorno. Not only did he provide me with the financial options and phenomenal customer service, but he also comes with a plethora of resources that are added value to conducting business with Z4 Capital, LLC. Throughout the entire process his business savvy, expertise, and resourcefulness have been stellar and incomparable.
It is without trepidation I highly recommend Z4 Capital, LLC as your financial lender. Why? Years of expertise in the industry. No hidden surprises throughout the entire process. Paul Bongiorno is unconditionally one of the best financial experts who genuinely cares for the well-being of his clients. From cradle to grave, Z4 Capital, LLC offers incomparable customer service, resourceful and reliable financial solutions and unparalled support. Take it from me, there are still “dream makers” in the world, and Paul Bongiorno, Z4 Capital is my 21st Century dream maker.”
– Dr. Cernata C. Morse, PhD Management: Leadership and Organizational Change, Consultant and Adjunct Faculty (Several Universities)
I will forever be grateful to Paul Bongiorno and Z4 Capitol. My husband and I were living the dream. We were happy in our careers, living in a home we loved and we able to travel the world, until 3 years ago.
In a matter of 12 months, my husband lost his daughter to addiction after a 12 year battle, I lost my father to Dementia, and my husband had a breakdown and subsequently quit working. Trying to help our family (including financially supporting my step-daughter and her children) by paying medical bills, rehab facilities, and general living expenses we ultimately came very close to losing everything and needed to sell our home and start again.
Luckily, I had a realtor who understood our circumstance, as she herself experienced tragedy in her life and she introduced me to Paul Bongiorno and Z4. Paul quickly understood our situation, but also understood that I was committed to working hard to achieve a comfortable living situation again.
By working with Paul we were able to get out from our large home mortgage and other debts and purchase a home we could now afford. The pressures we were under were immense and Paul and Z4 were able to move quickly and relieve some of the pressures we were dealing with while making it possible to move forward.
You never know when circumstances will occur that completely upend your life. I am so thankful to Z4 and Paul Bongiorno for making it possible for us to rebuild. They are good people.
Susan Platt
Leesburg, VA
“My introduction to Z4 Capital, LLC, specifically Mr. Paul Bongiorno, was through my financial banker. My current financial project required the assistance of a financial lender. I like most consumers are somewhat hesitant of independent financial lenders being “loan sharks” and taking advantage of consumers’ financial challenges. However, Paul Bongiorno (Z4 Capital) was quite the opposite; he cares about the customer. From the very beginning of the process, Mr. Bongiorno helped create an environment of customer focus, business intellect, and unique solutions. His business approach to resolution is exemplarily of stellar leadership traits whose focus is centered on both the customer and organization success.
My first meeting encompassed a meet and great to discuss my project. To my surprise, Mr. Bongiorno had already made the decision to grant me the loan. A professional in the banking and loan industries Mr. Bongiorno had already reviewed my financial and professional credibility; he came to the meeting prepared. At the meeting he “listened” to my dreams and desires of completing my project. He presented me with several financial options, and gently revealed his wealth of experience and expertise. Once the meeting was over I was in awe, as Mr. Bongiorno had just given me the gift of “opportunity” I had worked tirelessly for many years. I knew this was the answer to my prayer — my acquaintance to Z4 Capital, LLC – Mr. Paul Bongiorno. Not only did he provide me with the financial options and phenomenal customer service, but he also comes with a plethora of resources that are added value to conducting business with Z4 Capital, LLC. Throughout the entire process his business savvy, expertise, and resourcefulness have been stellar and incomparable.
It is without trepidation I highly recommend Z4 Capital, LLC as your financial lender. Why? Years of expertise in the industry. No hidden surprises throughout the entire process. Paul Bongiorno is unconditionally one of the best financial experts who genuinely cares for the well-being of his clients. From cradle to grave, Z4 Capital, LLC offers incomparable customer service, resourceful and reliable financial solutions and unparalled support. Take it from me, there are still “dream makers” in the world, and Paul Bongiorno, Z4 Capital is my 21st Century dream maker.”
– Dr. Cernata C. Morse, PhD Management: Leadership and Organizational Change, Consultant and Adjunct Faculty (Several Universities)